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Financing

Welcome to the Finance Department at Butler Automotive Group, your loan and auto lease resource. We provide a high level of expertise in auto financing for your New or Pre-owned vehicle. Check out our online car loan calculator for an instant payment estimate. Then, proceed to our secure online finance application.

Any type of credit may qualify; good, bad and everything in between may qualify for an auto loan. No credit, no problem! Our experienced Finance Department will work with you to get the car loan you need, whatever your credit situation! Butler Automotive Group has strong relationships with numerous lenders and our expert staff is committed to finding the perfect financing situation to suit your needs.

Low interest car loans are available if you would like to refinance your existing car loan, or buy out your current lease. We can also assist in refinancing and adjusting the terms of your current lease or loan contract!

You are just a step away from driving the car or truck of your dreams!


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Financing Navigation

Contact Information

Butler Automotive Group

1977 Highway 99 North

Ashland, OR 97520
sales Sales:
1-888-757-0161 or 541-482-2521

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.